Beware of Popular Holiday Scams

While fraud can occur at any time of the year, it, unfortunately, becomes more popular during the holidays. Here is a list of the most common holiday scams and tips on protecting yourself.
Text Messages. You may receive a text claiming you are eligible for a refund for an item you never purchased. This is one scenario scammers use to get your credit card information. They may impersonate a well-known store, or even your bank.

Email Phishing. Just like texts, email is another way to get your credentials or download a malicious file. They often take the form of a bogus delivery confirmation or impersonate a well-known retailer or your bank. 
Remember: Taylor Bank will never ask you to enter any personal information by text or email.
Fake Charities. Stick with well-known charity organizations and do not pay by gift cards, cryptocurrency or wire transfer.

Digital credit card skimming. Hackers are using websites to skim or steal credit card data. They can inject code into a vulnerable website to steal information. Be aware of website addresses and how you arrived on the page. Use familiar sites and links you have saved rather than a link in an email or text.

Sketchy gift exchanges. Social media platforms are famous for this scam where you agree to send a small gift or money to someone with the promise of receiving much more in return. You are usually out the money and your personal information.