Certificate of Deposit Rates
A Penalty May Be Imposed For Early Withdrawal
|
Term of
Certificate
|
Minimum
Deposit to Open
|
Minimum Balance
to Earn APY
|
Interest
Rate
|
Annual
Percentage Yield
|
| 6 Months |
$1,000.00 |
$1,000.00 |
1.25% |
1.26% |
| 12 Months |
$1,000.00 |
$1,000.00 |
1.75% |
1.76% |
| 15 Months - Step Up |
$1,000.00 |
$1,000.00 |
1.75% |
1.76% |
| 18 Months |
$1,000.00 |
$1,000.00 |
2.00% |
2.02% |
| 24 Months |
$1,000.00 |
$1,000.00 |
2.25% |
2.27% |
Deposit Product Rates
All accounts shown below are variable rate accounts. Rates may change after the account is opened.
|
Tiered
Money Market
|
Minimum
Deposit to Open
|
Minimum Balance
to Earn APY
|
Interest
Rate
|
Annual Percentage Yield |
$750 to $9,999.99
|
$750.00 |
$750.00 |
0.75% |
0.75% |
| $10,000 to $49,999.99 |
$750.00 |
$10,000.00 |
1.00% |
1.00% |
| $50,000 to $99,999.99 |
$750.00 |
$50,000.00 |
1.25% |
1.26% |
| $100,000 to $249,999.99 |
$750.00 |
$100,000.00 |
1.50% |
1.51% |
| $250,000 and above |
$750.00 |
$250,000.00 |
1.75% |
1.76% |
|
Account
Type
|
Minimum
Deposit to Open |
Minimum Balance to Earn APY |
Interest
Rate |
Annual Percentage Yield |
| For Good Checking |
$25.00 |
$0.00 |
0.35%
|
0.35% |
| NOW Checking |
$750.00 |
$0.00 |
0.20% |
0.20% |
| Taylor Made Plus & 50 Plus |
$100.00 |
$0.00 |
0.20% |
0.20% |
*Rewards Checking
To qualify for APY, see requirements below: |
Minimum
Deposit to Open
|
Minimum Balance to Earn APY
|
Interest
Rate
|
Annual Percentage Yield
|
| Balances $15,000 and below |
$100.00 |
$0.00 |
2.00% |
2.02% |
| Balances above $15,000 |
|
$15,000.01 |
0.50% |
0.50% |
| Base Rate if Requirements are not met |
|
$0.00 |
0.05% |
0.05% |
| Savings |
$25.00 |
$0.00 |
0.25% |
0.25% |
| Health Savings Account |
$100.00 |
$0.00 |
1.35% |
1.36% |
IRA Rates
A Penalty May Be Imposed For Early Withdrawal
|
Term of
Certificate
|
Minimum
Deposit to Open
|
Minimum Balance to Earn APY
|
Interest
Rate
|
Annual Percentage Yield
|
| Variable - 18 Months |
$100.00 |
$0.00 |
1.35% |
1.36% |
| Fixed - 6 Months |
$100.00 |
$0.00 |
1.40% |
1.41% |
| Fixed - 12 Months |
$100.00 |
$0.00 |
1.90% |
1.92% |
| Fixed - 18 Months |
$100.00 |
$0.00 |
2.15% |
2.17% |
| Fixed - 24 Months |
$100.00 |
$0.00 |
2.40% |
2.43% |
*To obtain the Rewards Checking rate, during each qualification cycle you must 1) have at least 10 debit card purchases post and clear, 2) receive an e-Statement, 3) access Online Banking on 2 different days, and 4) have at least one direct deposit or one electronic payment (ACH or Online Bill Payment) post and clear. If Reward requirements are not met, you receive the base rate.
Fees may reduce earnings on an account. Rates are subject to change. Call for current rates 410-641-1700.
