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Mobile Deposit Quick Reference Guide

Mobile Deposit Limits

Account TypeDaily LimitMonthly LimitFee
$ Amount # Eligible Items $ Amount # Eligible Items
Consumer $2,500.00 Five (5) $5,000.00 Ten (10) Free
Business (Includes Sole Prop.) $5,000.00 Ten (10) $25,000.00 Twenty (20) Free

Funds Availability

For Deposits MadeFunds are Generally Available
Before 4 pm Eastern Standard Time business days On the next business day after the day of your deposit
After 4 pm Eastern Standard Time business days On the 2nd business day after the day of your deposit
Non-business days  On the 2nd business day after the day of your deposit
Business days are Monday through Friday except holidays.

NEW  Required Endorsement

Endorse Check Here

NEW  As a best practice to prevent rejection, ensure the endorsement is located on the RIGHT hand side in the picture taken for Mobile Deposit:

Endorsement Located on Right

Endorsement should not be on left

If the endorsement is missing, incorrect or illegible, the check will be rejected and require resubmission.

Checks That Can NOT Be Deposited With Mobile Deposit 

  • Traveler's Checks
  • Savings Bonds
  • Cashier's Checks
  • Federal Government Checks / Tax Refund Checks
  • Foreign Checks
  • Stale Dated Checks
  • Torn / Mutilated / MICR Line Not Legible
  • Checks payable to any person or entity other than the account holder

External Link Disclaimer

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Email Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, Taylor Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact Taylor Bank directly at your nearest bank branch.