|FACTS||What does Taylor Bank do with your personal information?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
The types of personal information we collect and share depend on the product or
service you have with us. This information can include: social security number, transaction history, account balances, credit history, payment history and overdraft history. When you are no longer our customer, we continue to share our information as described in this notice.
All financial companies need to share customers' personal information to run their
everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Taylor Bank chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Taylor Bank share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and service to you||No||We don't share|
|For joint marketing with other financial companies||No||We don't share|
|For our affiliates' everyday business purposes - information about your transactions and experiences||No||We don't share|
|For our affiliates' everyday business purposes -
information about your creditworthiness
|No||We don't share|
|For nonaffiliates to market to you||No||We don't share|
What we do
|How does Taylor Bank protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings|
|How does Taylor Bank collect my personal information?||
We collect your personal information, for example, when you open an account or deposit money, pay your bills or apply for a loan, or use your credit or debit card.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can't I limit all sharing?
Federal law gives you the right to limit only (1) sharing for affiliates' everyday business purposes - information about your credit worthiness, (2) affiliates from using your information to market to you, and (3) sharing for nonaffiliates to market to you. State laws and individual companies may give you additional
rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can
be financial and nonfinancial companies. Taylor Bank has no affiliates.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies. Taylor Bank does not share with nonaffiliates so they
can market to you.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Taylor Bank doesn't jointly market.|
Taylor Bank, founded in 1890, is a full-service community bank with 12 branches located throughout the eastern coastal area of the Delmarva Peninsula, including Worcester County, Maryland, Sussex County, Delaware and Accomack County, Virginia.