Fee Schedule

This schedule is being provided to serve as a convenient summary of our fees. If you have any questions regarding this fee schedule please contact your local branch.

Effective May 1, 2023

Checking Accounts

Early Account Closing if closed within 90 days of open date	$30
Personal Free Checking - Monthly Service Fee	$0
Personal For Good Checking - Monthly Service Fee*	$0 or $10
Business Choice Checking - Monthly Service Fee**	$7.50

*You can avoid the For Good Checking Monthly Service Fee when you meet one of the following qualifiers:

_{• Make 10 or more payments with your debit card;}_OR

_{• Receive one or more direct deposits;}_OR

_{• Maintain a $1,000 average monthly balance, per statement cycle.}

_{**You can avoid the Choice Checking Monthly Service Fee by maintaining a minimum $750 account balance.}

Savings Accounts (Personal & Business)

Early Account Closing if closed within 90 days of open date	$30
Excess Withdrawals Per Item	$5
Monthly Minimum Balance Fee if balance falls below $25***	$3

_{***Personal Savings Monthly Minimum Balance Fee is waived:}

_{• For minor accounts;}_OR

_{• When opened at the same time as a Personal checking account}

Club Accounts

Early Account Closing if closed prior to maturity

$30

Money Market Accounts

Early Account Closing if closed within 90 days of open date	$30
Excess Withdrawals Per Item	$10
Monthly Minimum Balance Fee if balance falls below $750	$8

Individual Retirement Accounts

Annual Maintenance on IRAs in distribution: Distribution to a Taylor Bank account	None
Annual Maintenance on IRAs in distribution: Distribution to a Taylor Bank account	None
Outgoing Trustee-to-Trustee Transfer	$30

Health Savings Accounts

Excess Contribution	$25
Monthly Maintenance	$3
Re-Activation Fee	$20
Outgoing Trustee-to-Trustee Transfer	$30

ATM and Debit Cards

Card Replacement	$15
Transactions at Taylor Bank ATMs	None
Transactions at Other ATMs	$1.75
Transactions at Point-of-Sale (POS)	None
Surcharge (non-customer using a Taylor Bank ATM)	$3

Check Cashing (non-customer)

Approved Payroll Check drawn on other institutions

$10

Bank-to-Bank Transfers

Inbound Transfer	None
Outbound Transfer	$3

Wire Transfers (customers only; daily deadline)

Incoming - Domestic****	$10
Incoming - International****	$20
Outgoing - Domestic (deadline 4pm)****	$25
Outgoing - International (deadline 2pm)****	$85
Wire Investigations	$85
Incoming Returned Wire	$30

_{****Plus fees charged by intermediary banks}

Special Handling Fees

Account Research Per Half Hour	$10
Attachment or Levy	$100
Bulk Coin Counting (non-customer)	$5 minimum or 5%
Cashier’s Check	$10
Charge-back items (business & sole proprietorship)	$10
Copy of Check, Withdrawal or Deposit Ticket	$1
Copy of Statement with Images	$5
Counter Check Per Check	$1
Deposit Verification Letter	$10
Dormant Account (quarterly)	up to $5
Duplicate 1098 / 1099	$1
Duplicate Monthly Delivered Statement - Paper	$10
Duplicate Monthly Delivered Statement - Electronic	$2
Fax Service Per Page	$1
Foreign Currency Exchange	$20
Instant “Snapshot” Statement	$1
Items Presented Against Insufficient Funds Per Item	$33
Lost Cashier’s Check	$33
Lost Money Order	$33
Money Order	$2.50
Multiple Signatures Required Per Month	$10
Night Deposit - Key Replacement Per Key	$10
Night Deposit - Lock Bag	$30
Sweep Overdraft Protection Per Transfer	$10
Photocopy Service Per Copy	$1
Return Mail	$2.50
Safe Deposit Box - Key Replacement Per Key	$30
Safe Deposit Box - Forced Entry	$350
Safe Deposit Box - Late Rental Payment	$15
Signature Guarantee (customers only)	$10
Special Cash Handling Fee Per Deposit	$10
Special Collections - Incoming	$30
Special Collections - Outgoing Domestic Item****	$15
Special Collections - Outgoing Canadian Item****	$30
Special Collections - Outgoing Other International****	$95
Special Collections – Returned Outgoing Items****	$40
Stop Payment Order	$33
Telephone Transfer with CSA	$1
USB or CD-Rom Statement	$30

_{****Plus fees charged by intermediary banks}