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"Everything a good
                 neighbor should be"
  • Berlin, MD
  • Worcester County
  • Ocean City, MD
  • Pocomoke City, MD
  • Fenwick Island, DE
  • Snow Hill, MD


Home > Products & Services > Loans
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We offer a complete range of loans at competitive rates. As a local bank, all of our loan decisions are made right here in the area, so your loan can be reviewed and approved quickly. Our loan services simplify the process of borrowing money for a car, a home, a business or a personal reason.

Personal and Business Loan Products

  • Simple loan application process
  • Minimal documentation required
  • Guaranteed quick decisions.
  • No application fees or points
  • Competitive rates.
Commercial Loans
Secured and unsecured loans for business and professional purposes, including loans to:
  • Retailers
  • Wholesalers
  • Service and related businesses
  • Manufacturers
  • Farmers
Consumer Loans
Secured and unsecured loans to individuals for personal family or household purchases, such as:
  • Automobiles, trucks and vans
  • Recreational vehicles
  • Mobile Homes
  • Personal expenses
Real Estate Loans
Secured loans to individuals and businesses to purchase, construct, or improve commercial, investment and primary and second home properties. We offer customized repayment schedules, with amortizations up to 20 years.
  • Construction Loans
  • Permanent Loans
  • Construction/Permanent Loans