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Board of Directors
Top Row (L-R)
John H. (Jack) Burbage, Jr. Todd E. Burbage, Louis H. (Lou) Taylor, Charlotte K. Cathell, James R. (Jay) Bergey, Jr., Reese F. Cropper III, Joseph E. (Joe) Moore

Bottom Row (L-R)
Gerald T. (Jerry) Mason (Retired), Hale Harrison, Reese F. Cropper, Jr. , Raymond M. (Ray) Thompson, William H. (Bill) Mitchell


Mr. James R. Bergey, Jr. is a Certified Public Accountant and a Principal in Bergey & Company, P.A., in Berlin, Maryland. Mr. Bergey serves as Treasurer of Atlantic General Hospital Corp., in Berlin, Maryland and Chairman of the Finance Committee of the hospital Board.

Mr. John H. Burbage, Jr. is an owner of Mystic Harbour Development Co., Mystic Harbour Utility Co., and Bethany Land Co., and a partner in Bayside Realty, Burbage Properties, Blue Water Development Company, Sunset Bay, LLC, and Holiday House, LLC, Bethany Beach, Delaware. Mr. Burbage currently serves as chairman of the Board of Directors of Atlantic General Hospital.

Mr. Todd E. Burbage is a developer, builder and owner of both residential and commercial projects in Worcester County and on the Eastern Shore of Virginia. He currently serves on the Board of Directors for the Maryland Coastal Bays Program and is the acting Chairman of their Citizen Advisory Committee. Mr. Burbage is a past member of the Board of Directors for the Big Brothers Big Sisters Lower Eastern Shore Program.

Ms. Charlotte K. Cathell was first elected the Register of Wills for Worcester County in 1998. She recently served as President of the Maryland Register of Wills Association for three years. She is a member of the Ocean Pines/Ocean City Kiwanis Club and Friends of the Worcester County Commission for Women. Ms. Cathell served as President of Worcester County G.O.L.D. (Giving Other Lives Dignity) for ten years from 1997 to 2007, and continues to serve on the Board of Directors.

Mr. Reese F. Cropper, Jr. has been employed by the Bank since May 1962 and served as its President from January 1974 to May 2002. He became President and Chief Executive Officer of the Company on October 31, 1995, serving in those capacities until May 2002, and December 31, 2005, respectively. Mr. Cropper continues to serve as Chairman of the Board of Directors of the Bank and the Company since his election in May 2002, and is a member of the Executive Committee of the Bank. He is a past President of the Maryland Bankers Association and he served a six-year term as a member of the Banking Board of the State of Maryland from 1983 to 1989. He is also a Director of Ocean City Golf and Yacht Club, partner in the Atlantic Hotel, Berlin, Maryland, and Holiday House, LLC, Bethany Beach, Delaware, and owns several rental properties in the Berlin-Ocean City area.

Mr. Reese F. Cropper, III is the owner of Insurance Management Group, Inc., an insurance agency. Reese has earned the insurance designation as a Community Risk Management Specialist, (CIRMS). He also serves on the MD Legislative Action Committee for Community Associations Institute. He serves on the Board of Trustees of Worcester Preparatory School, Berlin, Maryland, and is Chairman of the Pension Board for the Town of Ocean City, Maryland.

Mr. Hale Harrison owns and operates Harrison Group Resort Hotels in Ocean City, Maryland. Mr. Harrison is a former councilman and secretary for the Town of Ocean City and former Chairman of the Ocean City Planning and Zoning Commission. He is past Chairman of the Board of Directors and a member of the Finance Committee of Atlantic General Hospital.

Mr. William H. Mitchell has been employed by the Bank since June 1970 and was named as its Cashier in February 1986. He became Senior Vice President and Chief Financial Officer of the Bank in January 1999, and Vice President of the Company in February 1999. In 2006, Mr. Mitchell was named Executive Vice President of the Bank. Mr. Mitchell is a member of the Berlin Lions Club and serves as a Trustee and the Treasurer of the Humphreys Foundation, Inc.

Joseph E. Moore, Esq. is a partner in the law firm of Williams, Moore, Shockley & Harrison, LLP, with offices in Ocean City and Ocean Pines. Mr. Moore is a member of the Board of Trustees of the Worcester Preparatory School, in Berlin. He is the Chairman of the Board of Zoning Appeals for the Town of Berlin. Mr. Moore also serves on the Board of Directors of Chesapeake Utilities Corporation of Dover, Delaware, and is a member of its Compensation Committee and Governance Committee. Mr. Moore is a former member of the Board of Directors of the Nabb Center for Delmarva History & Culture at Salisbury University and a member of the Board of Directors of the Ocean City Lifesaving Museum. Mr. Moore presently serves as co-Chair of the First Appellate Circuit Character Committee of the Maryland State Board of Law Examiners, having been appointed to that position by the Maryland Court of Appeals. Mr. Moore is a fellow of the American College of Trial Lawyers.

Louis H. Taylor is the Assistant Superintendent for Administration of Worcester County Public Schools. He is a 28 year employee of the Worcester County Public School system, where he served as the principal of Stephen Decatur High School for 17 years (1995-2012). Mr. Taylor was the 1998-1999 Principal of the Year for the State of Maryland. He serves as Vice-Chairman of the Board of the Board of Directors at Atlantic General Hospital, Chairman of the Board of Hudson Health Services, Board Member of the Community Foundation of the Eastern Shore and the Salisbury University Varsity Club. Mr. Taylor previously served on the Worcester County Local Management Board, (2003-2006), and the Worcester County Board of Zoning Appeals, (2006-2009). He is also co-owner of Bali-Hi RV Park, Inc.

Mr. Raymond M. Thompson has been employed by the Bank since October 1997. Mr. Thompson served as Vice President of the Bank from January 1999 to his election as President in May 2002, and as Treasurer of the Company from February 2000 to his election as President in May 2002. He was appointed Chief Executive Officer of the Company and the Bank as of January 1, 2006. Mr. Thompson serves on the boards of the Southern Eastern Shore Revolving Loan Fund, the Maryland Financial Bank, and the Maryland Bankers. He is a "Corporation Member" of Atlantic General Hospital. Mr. Thompson is a member and past Treasurer of the Berlin Lions Club.